Attention homeowners in Houston and Harris County: Need an appraisal?

Check out the top seven reasons TX homeowners order from Aztec Appraisals, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. To lower their mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a Texas divorce, when property needs to be divided
  7. Settle an estate in TX by determining the true market value of real estate in question

Own a house in or near Houston, TX and need help deciding the price?
Contact Aztec Appraisals, LLC.

At Aztec Appraisals, LLC, we understand the individual needs of a customer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Aztec Appraisals, LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Aztec Appraisals, LLC, we're seasoned in helping folks just like you abolish undesirable PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's going down. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from Aztec Appraisals, LLC is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Aztec Appraisals, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have an expert double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Aztec Appraisals, LLC can We can assist you. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.